May 13, 2021

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Ahead Looking Statements

This interaction contains “forward-looking statements” (as defined into the Securities Litigation Reform Act of 1995) regarding, on top of other things, future activities or even the long run performance that is financial of money and money America. Terms such as “anticipate,” “expect,” “project,” “intend,” “believe,” “will,” “estimates,” “may,” “could,” “should” and terms and regards to similar substance utilized in reference to any conversation of future plans, actions or activities identify forward-looking statements. There’s no assurance that such conditions are going to be met or that the proposed transaction will be consummated inside the anticipated time frame, or at all. Forward-looking statements concerning the proposed transaction consist of, but are not restricted to: statements in regards to the great things about the proposed transaction, including expected synergies and value savings and future financial and running results; future money returns to stockholders for the combined company; First Cash’s and Cash America’s plans, goals, objectives, projections and motives; the expected timing of conclusion of this proposed transaction; as well as other statements concerning the deal which are not historic facts. Forward-looking statements are derived from information now available to First money and money America and incorporate estimates, expectations and projections.

The closing for the proposed transaction is susceptible to the approval for the stockholders of First money and money America, regulatory approvals as well as other closing that is customary.

Investors are cautioned that all such forward-looking statements are susceptible to dangers and uncertainties, and key elements may cause actual occasions or results to vary materially from those suggested by such statements that are forward-looking. These risks, uncertainties and factors include, but are not limited to: the risk that First Cash or Cash America may be unable to obtain governmental and regulatory approvals necessary for the deal, or that required governmental and regulatory approvals may wait the transaction or end up in the imposition of conditions that could reduce the anticipated advantages of the proposed transaction or result in the parties to abandon the proposed transaction; the risk that needed stockholder approvals might not be obtained; the potential risks that condition(s) to closing of this deal may possibly not be pleased; the amount of time necessary to consummate the proposed transaction, which may be longer than anticipated for various reasons; the chance that the businesses will never be integrated effectively; the risk that the fee savings, synergies and development through the proposed deal may possibly not be fully recognized or may take longer to understand than anticipated; the diversion of management time on transaction-related dilemmas; the risk that costs from the integration associated with the businesses are greater than anticipated; and litigation risks associated with the deal with respect to the proposed transaction. The parties make in connection with the parties’ critical accounting estimates and legal proceedings; and the potential of international unrest, economic downturn or effects of currencies, tax assessments or tax positions taken, risks related to goodwill and other intangible asset impairment, tax adjustments, anticipated tax rates, benefit or retirement plan costs, or other regulatory compliance costs with respect to the businesses of First Cash and/or Cash America, including if the proposed transaction is consummated, these risks, uncertainties and factors include, but are not limited to: the effect of future regulatory or legislative actions on the companies or the industries in which they operate and the effect of compliance with enforcement actions, orders or agreements issued by applicable regulators; the risk that the credit ratings of the combined company or its subsidiaries may be different from what the companies expect and/or risks related to the ability to obtain financing; economic and foreign exchange rate volatility, particularly in Latin American markets; adverse gold market or exchange rate fluctuations; increased competition from banks, credit unions, internet-based lenders, other short-term consumer lenders and other entities offering similar financial services as well as retail businesses that offer products and services offered by First Cash and Cash America; decrease in demand for First Cash’s or Cash America’s products and services; public perception of First Cash’s and Cash America’s business and business practices; changes in the general economic environment, or social or political conditions, that could affect the businesses; the potential impact of the announcement or consummation of the proposed transaction on relationships with customers, suppliers, competitors, management and other employees; risks related to any current or future litigation proceedings; the ability to attract new customers and retain existing customers in the manner anticipated; the ability to hire and retain key personnel; reliance on and integration of information technology systems; ability to protect intellectual property rights; impact of security breaches, cyber-attacks or fraudulent activity on First Cash’s or Cash America’s reputation; the risks associated with assumptions.

More information concerning other risk facets can also be contained in First Cash’s and Cash America’s most recently filed reports that are annual Form 10-K, subsequent Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, as well as other Securities and Exchange Commission (“SEC”) filings.